Homepage > Finance > Home Loans > Mortgage Refinance Comparator


- Home Loans

- Personal Loans

- Car Loans

- Truck Loans

- Boat Loans

- Business Loans

- Credit Cards

- Quick Cash Loans

- Debt Help


- Life Insurance

- Income Protection

- Home & Contents

- Landlords Cover

- Car Insurance

- Health Insurance

- Travel Insurance

- Office Insurance

- Retailer Insurance

- Business Insurance

- Farm Insurance

- Public Liability

- Prof. Indemnity


- Currency Converter

- Life Insurance

- Home Insurance

- Contents Insurance

- Mortgage Payments

- Home Refinance

- Car Repayments

- Net Worth

- More ...


- News Headlines

- Shares

- Online Savings

- DIY Super

- Wills

- Mortgage Reduction

- Debt Solutions

- Newsletter

- Broker Enquiries

Site info:

- About Us

- Your Privacy

- Contact Us

- Affiliate Program

- Site Map


Home Refinance Comparator



This calculator will help you to determine the short and long-tem benefits (or otherwise) of refinancing a home loan. Simply enter the details of your existing loan and a proposed loan alternative ... and let the calculator do the rest!

Details of Your Existing Loan:
Original Loan Amount: $  
Original Term of Loan (in years):  
Current Loan Balance: $  
Current Interest Rate: (per annum)
Your Proposed New Loan:
Your new loan amount:  
Your new mortgage term: (in years)
Your new interest rate: (per annum)
Your estimated refinancing costs: (per cent)
How long would you expect to stay in your home after refinancing?    
(in years)
Comparison Scenarios:
Note: Scenario 1 (below) assumes that repayments are adjusted as required to service the new loan. Scenario 2 assumes that repayments are kept the same.
a. Payment Savings Analysis Scenario 1 Scenario 2
Existing Loan Payment:*
New Loan Payment:*
Monthly Saving/Cost:
*Monthly payment amounts above include principal and interest only. Monthly taxes and insurance are not included.
Scenario 1 Scenario 2
Principal reduction of existing loan if you DO NOT refinance:    
Principal reduction of existing loan if you DO refinance:  
Gain/Loss from difference in the principal reduction:  
c. Estimated Cost to Refinance: Scenario 1 Scenario 2
Your estimated refinancing costs:
Total Cost to refinance:
Total Savings/Loss With This Scenario: Scenario 1 Scenario 2

Click Here to apply for a free assessment of your home loan eligibility ... and to receive an offer of the best home loan options - sourced from a large selection of Australia's leading and best rated home loan specialists.