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Last Updated: Thursday, 23rd July, 6:25AM
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Last Updated: Thursday, 23rd July, 5:25AM
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| Why rural heavy vehicle safety matters for insurance Wed, 22 Jul: The National Heavy Vehicle Regulator’s latest focus on agricultural heavy vehicle safety is a timely reminder for farm, livestock, grain and regional freight operators: safety standards are not just a compliance issue. They can also shape claims outcomes, business interruption, liability exposure and future access to affordable truck insurance. - read more
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| Why SMEs should double-check AI insurance advice Wed, 22 Jul: Australian businesses are increasingly using AI tools to research products, shortlist providers and understand policy options. That convenience now comes with a clear warning for small business owners: not every insurance answer surfaced by AI search is coming from a licensed, accountable or locally relevant source. - read more
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| Higher ASIC Levies Signal More Scrutiny for Australia’s Insurance Sector Wed, 22 Jul: Australia’s insurance sector is facing a larger contribution to the cost of financial regulation, with ASIC’s 2025–26 industry funding estimates putting insurance levies at $23.838 million. That is a sizeable rise from the $17.608 million levied in 2024–25 and reflects a broader increase in the regulator’s expected cost recovery across the financial system. - read more
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| Why Beauty Businesses Should Recheck Their Insurance Now Wed, 22 Jul: Fresh SME insurance reporting has put underinsurance back in the spotlight, with new national survey data indicating that many Australian small businesses are still not reviewing their cover as carefully as their risks are changing. For beauty salon owners, sole traders and mobile beauticians, the message is practical rather than alarming: a policy that suited the business a few years ago may no longer match today’s equipment values, treatment mix, stock levels or operating costs. - read more
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| Crop Insurance in Australia: How to Choose Cover and Protect Your Harvest Crop insurance can help Australian farmers manage the financial impact of crop losses caused by events such as adverse weather, pests, disease and other insured risks. The right policy depends on the crops grown, regional exposures, farm records, policy limits, exclusions, premiums and the claims process. - read more
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| Fixed or Variable Personal Loan Rate: How to Decide in Australia Personal loans in Australia can be used for purposes such as consolidating debt, funding major purchases or covering unexpected costs. One of the key choices when comparing loans is whether to choose a fixed interest rate or a variable interest rate. - read more
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| Top 10 Mistakes First-Time Home Buyers in Australia Should Avoid Buying your first home in Australia is exciting, but it can also be complex. First-time buyers need to understand property markets, home loan options, upfront costs, government assistance, inspections and legal steps before committing to a purchase.This guide explains 10 common mistakes first-home buyers make and how to approach each stage with clearer information, realistic planning and the right professional support. - read more
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| Secured vs Unsecured Car Loans in Australia Buying a car is a significant financial decision, and the type of loan you choose can affect your repayments, borrowing costs and financial flexibility. In Australia, car loans are commonly discussed as either secured or unsecured, depending on whether the vehicle or another asset is used as collateral.Understanding how secured and unsecured car loans work can help you compare loan terms, ask better questions of lenders and consider the risks before committing to a finance agreement. - read more
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