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Last Updated: Wednesday, 11th November, 7:25AM
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Last Updated: Wednesday, 11th November, 7:25AM
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Last Updated: Wednesday, 11th November, 5:25AM
| USD | $ | 0.6860 | United States Dollars |
| GBP | £ | 0.5141 | British Pounds |
| EUR | € | 0.6145 | European Union Euros |
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| Why APRA's bank licensing overhaul matters for consumers Wed, 11 Nov: Australia's banking competition debate has taken a practical turn, with APRA finalising a new licensing framework for locally incorporated authorised deposit-taking institutions on 10 November 2026. The change is designed to make the path to becoming a bank, credit union or building society clearer and more predictable, while preserving the prudential standards that sit behind depositor confidence. - read more
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| New WHS figures sharpen the risk picture for tradies Wed, 11 Nov: Safe Work Australia’s latest Key Work Health and Safety Statistics, released on 12 October 2026, provide a fresh reminder that construction remains one of the country’s highest-risk work environments. The national data records 41 construction worker fatalities in 2025 and shows construction accounted for 11.7% of serious workers’ compensation claims in 2024-25, making the figures directly relevant to trade businesses reviewing safety systems, contracts and insurance arrangements. - read more
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| Why Falling Prices May Not Feel Like a First-Home Breakthrough Wed, 11 Nov: Fresh Domain analysis has put a useful reality check around Australia’s housing downturn: cheaper advertised prices do not automatically make a first home easier to afford. The 5 November 2026 analysis found combined capital city house prices had fallen by about $81,000, or 6.2 per cent, from their peak, yet estimated monthly mortgage repayments were only about $10 lower. - read more
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| Higher bank rates put first-home budgets back under pressure Wed, 11 Nov: Australian first-home buyers have a fresh repayment hurdle to factor into their planning, with major banks moving to lift variable mortgage rates after the Reserve Bank of Australia raised the cash rate target to 4.85 per cent in early November. The change does not mean every buyer will face the same outcome, but it does make one point clear: a lower property price is only useful if the loan remains affordable under current and tested repayment settings. - read more
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| What to Do if an Income Protection Claim Is Delayed or Declined An income protection claim can be delayed, disputed or declined for several reasons, including missing documents, policy definitions, medical evidence or income proof. This guide explains practical steps Australian policyholders can take, including reviewing the decision, keeping records, using the insurer's complaint process and escalating eligible disputes to AFCA. - read more
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| Balloon and residual payments on truck loans explained A balloon or residual payment can reduce regular truck loan repayments by leaving a larger amount payable at the end of the term. This guide explains how these payments affect cash flow, total cost, calculator results and end-of-term planning for Australian truck finance borrowers. - read more
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| Costs to Consider When Buying a Home in Australia Buying a home involves more than saving a deposit and comparing repayments. This guide explains the upfront, loan-related and ongoing costs Australian home buyers should consider when planning a property purchase. - read more
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| Business Loan Borrowing Capacity and Repayment Capacity in Australia Business loan borrowing capacity and repayment capacity in Australia are commonly assessed through cash flow, revenue, profitability, existing debts, loan purpose, security, credit history and supporting documents. Understanding these factors can help business owners prepare before applying for finance. - read more
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