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Last Updated: Friday, 2nd October, 10:25AM
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Last Updated: Friday, 2nd October, 10:25AM
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Last Updated: Wednesday, 16th September, 5:25AM
| USD | $ | 0.7131 | United States Dollars |
| GBP | £ | 0.5291 | British Pounds |
| EUR | € | 0.6179 | European Union Euros |
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| Why Fixed Mortgage Rates Deserve a Careful Second Look Fri, 18 Sep: Fixed-rate home loans are moving back into the spotlight as lenders adjust pricing in response to changing expectations for interest rates. After a long period in which many borrowers preferred variable loans for flexibility, fresh fixed-rate competition is giving households another reason to review their mortgage structure. - read more
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| Why rising builder failures matter for contract works cover Thu, 17 Sep: Australia's construction sector remains under pressure, with recent insolvency figures continuing to show building and construction as one of the most exposed parts of the economy. Higher material costs, tight margins, labour shortages, delayed payments and fixed-price contract stress have all contributed to a tougher operating environment for builders, subcontractors and project owners. - read more
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| How Softer Truck Sales Can Affect Insurance Decisions Thu, 17 Sep: Recent transport industry sales updates point to a more selective new-truck market, with operators weighing replacement timing against finance costs, emissions planning, availability and contract confidence. For truck businesses, that matters well beyond the showroom. A change in buying momentum can flow through to vehicle values, repair economics, insurer appetite and the way fleets should set insurance sums before renewal. - read more
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| Cyber Scam Alerts: What Trade Businesses Should Check Now Thu, 17 Sep: Fresh small business cyber warnings are a practical reminder that digital risk is no longer just a concern for large companies with complex IT systems. For Australian tradespeople, the most damaging cyber incident may be far simpler: a fake invoice, altered bank details, a compromised email account or a scam message that looks like it came from a supplier, builder, real estate agent or client. - read more
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| Common exclusions, limits and conditions in trades insurance policies Trades insurance can help protect a trade business from liability claims, tool theft, work vehicle damage, income interruption and other risks, but cover depends on the policy wording. Understanding exclusions, limits, sublimits, excesses and policy conditions can help tradies compare options more carefully and avoid assumptions about what is covered. - read more
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| Commercial vehicle insurance for tradies: utes, vans, trailers and work vehicles Commercial vehicle insurance can help tradies manage risks linked to utes, vans, trailers and other work vehicles used for business. This guide explains how business-use vehicle cover works, what it may include, what to check before buying a policy and how it fits with tools and broader trades insurance. - read more
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| Cyber Liability Insurance for Australian Small Businesses: Cover, Limits and Exclusions Cyber liability insurance can help Australian small businesses manage the financial impact of cyber incidents, but cover varies widely. This guide explains common inclusions, exclusions, limits and questions to ask before choosing a policy. - read more
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| What Affects the Cost of Business Insurance in Australia? Business insurance premiums can vary widely between Australian businesses. This guide explains the main factors that may influence cost, including industry risk, turnover, employees, claims history, cover types, excesses and policy limits. - read more
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