Australian Insurance, Finance, Superanuation & Investment Resources

Income Insurance Calculator

Gross Income: How much cover
can I buy?

compare car insurance quotes

Car Insurance in Australia

Looking for great value-for-money car insurance?

Car insurance in Australia

Compare car insurance premium rates and policy terms online and save!

Car insurance provides protection against the financial loss caused as a result of any one of a number of events as set out in the terms and conditions of your car insurance policy.

Car insurance comes in different forms and car insurance policy terms and conditions can vary significantly from one car insurer to the next.

Comprehensive Car Insurance

Comprehensive car insurance, as the name suggests, covers a wide range of events to provide extensive protection including damage to your own car. Comprehensive car insurance also usually covers damage that may be caused to other property including the property of others.

Comprehensive car insurance policies do vary considerably, both in terms and conditions as well as in price - so it is important to choose a comprehensive car insurance carefully taking your individual needs into account.

Third Party Property Car Insurance

Third party property insurance generally does not provide cover for loss or damage to your own vehicle - but is designed as an economical way to protect an insured person against liability for damage that they may cause to others in connection with the use and ownership of their car.

Third party property damage insurance is generally considerably cheaper than comprehensive car insurance.

Compulsory Third Party Car Insurance

Compulsory third party car insurance is generally a requirement of registration of a motor vehicle and provides the insured with indemnity against personal injuries caused to third parties in connection with the use of a motor vehicle.

Car Insurance Policy Excess

Car insurance policy excess refers to the amount that an insured person must contribute toward the cost of any car insurance claim connected with a comprehensive or third party insurance policy.

Car insurance policies generally include a "standard" or "basic" policy excess plus additional excesses applicable to younger or inexperienced drivers. Some car insurance companies make it possible to reduce the car insurance premium (the cost of purchasing the car insurance) by voluntarily accepting a higher policy excess..

Car Insurance Premiums

Car insurance premium is the term used for the cost of a car insurance policy over the term of the car insurance policy. Car insurance premiums are usually expressed as a yearly (or annual) car insurance premium.

Many car insurance companies also offer monthly car insurance premiums allowing insured persons to pay their premiums in smaller amounts on a more regular basis thus spreading the car insurance premium costs over the course of the year.

Related Articles

Income Protection Disability Definitions

Many people would not be aware of how widely the definition of disability can vary from one income protection policy to another and how this might play out in the event of a claim. read more

Income Protection or Health Insurance?

Many Aussie households are a little confused as to the relevance of personal disability insurance when they have adequate health insurance to deal with medical expenses. read more

How much life insurance do I need?

Comparing the merits of dozens of insurance companies is daunting enough but, with each offering it's own unique range of income protection products, and each product with it's own set of options and add-... read more

Insurance Fundamentals

Understandably, plenty of people find the complexities of insurance contracts a bit confusing if not a little daunting, So here's a quick overview on the inner workings of insurance policies - and an... read more

Comparing Income Insurance Prices

It may seem obvious that price is a key consideration when comparing income insurance - or anything else for that matter -  but it's important to understand that there are a whole lot of factors that impact... read more

... more articles

Recent News

Timely help for Australians in crisis

Finance News: 29 Jan 2013. Whilst many people around the country are in the process of rebuilding their properties and their lives in the wake of natural disasters, Financial Services Online is pleased... read more

Small loans for Australian small business

Finance News: 27 Apr 2013. Aussie small business, including start-up businesses can now access small loan finance for amounts up to $10,000 with minimal asset backing and regardless of credit history. read more

... more news

  • You can reach us by mail at
  • PO BOX 1183
  • QLD
  • 4221
  • or CLICK HERE for our contact form
financial services online
Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance, finance and other enquiries that are initialted on this and our associated websites to specialist advisers who are licensed in their respective fields. You should always seek professional advice before making important financial decisions.