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Public liability insurance can help protect a business against personal injury and property damage claims that may be made against it, subject to the policy terms, conditions, limits and exclusions. It can be an important part of a business risk management approach.
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Public liability insurance policies can vary considerably in premium rates, terms and conditions, and available options.
When considering public liability insurance, it is important to look beyond the amount of cover and review the available options, such as customers’ goods in your physical or legal control, liability for goods sold, and manufacturer’s liability, so you can better understand what is included.
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